Banks and loan companies have also preyed upon the customer during the lower interest rates for mortgages. They pushed everything down the throat of the consumer because the ideal house was a huge one. If you had one, why not have a summer or vacation home? You can afford it, the real estate market is a great investment right? Ask all the people having to walk away from their “investments” now how good that’s worked out.

In the end, products with the cache brand name will always cost more because people attribute some cool factor to it. Without it, it’s the same product you could get at a discount store. Who cares anyway? Just because you have the snazzy logo on your cardboard box and the other person doesn’t, it doesn’t make you any better of a person. Save some money, research the product, and NEVER listen to a salesperson.

Just take a look at our foreclosures in America today.I don’t think some of these people would be in the position that they are in today if they would have done some thinking on their own instead of listening to the salesmen or the loan people. Some of the houses that were being thrown together,the builders and loan people should have to buy them back.Lots of the builders just wanted to make some quick money and run. It doesn’t take long to drive around and watch some of these building crews to find out that they are not professionals.

I worked for some of the companies that ran their products down the same lines,with the same machinery and products using the same employees.Before they were shipped out they had different name brands.Which one was the better product? Just ask most of the sales people and they will be more than happy to tell you. You pay for what you get!! Why of course it costs a little more but it is a better product. Oh yeah just keep them coming in that was easy money in my pocket.. Lots of people don’t seem to care if the product is good or not,they just want the name brand that every one else is wearing or buying.

With the economy the way it is,we would surely hope that people would start watching what they buy and at what cost. But common sense is in short supply.So around and around we go.It is probably the Democrats or the Republicans fault so let the government get us out of this mess.Oh, and by the way, most of these same people don’t know that the money from the government is coming from some very innocent people.Their neighbors and everyone else that pays taxes,so we all just keep on giving because people can’t or won’t make the right decisions on their own.